NEW: English for Tech Bundle → Save 38%
Your progress…

Loading your progress…

Home
Business & Workplace Languagephrase · /ˌaʊt əv ˈpɒkɪt/

out of pocket

out of pocket — At work in the US, "out of pocket" usually means you are unavailable or hard to reach for a while.

In simple English

"I'll be out of pocket Tuesday afternoon" means "I won't be reachable." It is common in US offices, especially in sales and consulting. It has two other meanings, which causes confusion: in money talk, "out-of-pocket costs" are expenses you pay yourself; and in modern slang, saying something "out of pocket" means it is rude or inappropriate. Many non-US colleagues only know the money meaning.

How to say it: Say it smoothly: "out-uh-POCK-it", with the stress on "pock".

Someone said they will be "out of pocket"? At work it means unavailable. Here are all three meanings.

At a glanceCEFR B2
Commonness3/5
Versatility3/5
FormalityCasualFormalCasual
Spoken ↔ WrittenSpokenWrittenBoth
Directness ↔ DiplomaticDirectDiplomaticDirect
RegionUS

Say it like this

  • I'm out of pocket this afternoon.
  • Sorry, I was out of pocket yesterday.
  • I'll be out of pocket while I travel.

Use it at work

Telling people you're unavailable

  • I'll be out of pocket from 1 to 3.
  • Heads-up, I'm out of pocket tomorrow morning.

Apologising for a slow reply

  • Sorry, I was out of pocket yesterday.
  • I was out of pocket at the offsite, catching up now.

Talking about money

  • You won't be out of pocket; we'll reimburse you.
  • Keep receipts for out-of-pocket expenses.

Don't say this

✕I am out of my pocket today.
✓I am out of pocket today.

The phrase is fixed: no "my".

Don't mix it up

How out of pocket differs from similar terms
TermWhat it isWho writes or uses itWhen
out of pocketunavailable for a whileUS officesshort absences
out-of-pocket costsmoney you pay yourselffinance, HR, everyoneexpenses and refunds
OOOout of officeeveryonea planned absence, often longer

Practice

Try it

4 quick exercises

Pick the most natural phrasing

1. You are writing to an international team and will be unreachable this afternoon. What is clearest?

Complete the sentence

2. Sorry I missed your call, I was _______ at the client site all day.

Spot the mistake

3. Which sentence uses out of pocket in the US work sense?

Rewrite naturally

4. Rewrite for a global team: 'I'm out of pocket tomorrow morning.'

Say it out loud

Phrase 1 of 3

"I'm out of pocket this afternoon."

We don't save your recording. The word check uses your browser's speech recognition.

More about out of pocket

Real examples(3)

  • in Slack

    "I'll be out of pocket from 1 to 3 for a doctor's appointment."

  • in an email reply

    "Sorry for the slow reply, I was out of pocket at a conference."

  • money meaning

    "Travel costs are reimbursed, so you won't be out of pocket."

More mistakes(2)

Handle with care. Three meanings: unavailable, money you paid, and rude slang. With global teams, use a clearer word.

  • ✕Out of pocket (to a UK or Indian colleague)
    ✓I won't be available this afternoon.

    Outside the US, people may think you mean money. Say "unavailable" instead.

  • ✕That comment was out of pocket. (in a work email)
    ✓That comment wasn't appropriate.

    The slang meaning is very informal and not right for work email.

Other forms(2)

  • out-of-pocket expenses adjective (money)

    "Submit your out-of-pocket expenses by Friday."

  • be out of pocket phrase

    "I'll be out of pocket Monday morning."

Often used with(3)

  • be out of pocket · be unavailable (US work meaning)
  • out-of-pocket costs / expenses · money you pay yourself
  • leave someone out of pocket · make them lose money

Similar words(3)

  • unavailable · clear for everyone
  • away / offline · simple
  • OOO · out of office, for longer absences

Opposites(3)

  • available
  • reachable
  • online

Questions(4)

What does out of pocket mean at work?
In US workplaces, it usually means you are unavailable or hard to reach for a period of time.
What are out-of-pocket expenses?
Costs you pay with your own money, which your company may pay back later.
What does out of pocket mean in slang?
In modern slang, it means a comment or action was rude, wild or inappropriate.
Should I use out of pocket with non-US colleagues?
Better not. Say "unavailable" or "offline", because they may think you are talking about money.
New app · Free lessons

Speak up in meetings. Feel confident.

Standup vocabulary, native examples, and quick practice — 100+ free lessons

Start learning freeNo card needed · Google or email

For bots & AI agents

Machine-readable versions of this page and Speak Tech English. Speak Tech English sells self-study ebooks and courses in English for tech, publishes free guides, a free glossary and a free newsletter; live lessons are on Mockly English. Fetch these instead of parsing this page.

This page (.md)llms.txtllms-full.txtai.txtGlossary (.md)Free guides (.md)All products (.md)Endpoint indexNewsletterLive lessons (Mockly)